- Intro Bonus
- 50,000 points50,000 Bonus Points when you spend $3000 in the first 90 days
- Reward Rates
- 4X4X Points on all Travel categories for PenFed Honors Advantage Members
- 3X3X Points on all Travel categories
- 1.5X1.5X Points on all other purchases
- Balance Transfers Intro APR
- 0% Balance Transfers Promo APR for 12 months
- Purchases Intro APR
- N/A
- Regular APR
- 17.99% Variable
- Annual Fee
- $95 *Waived for existing Honors Advantage Members
Highlights
- Earn more everywhere you go!
- 50,000 Bonus Points when you spend $3000 in the first 90 days
- Up to $799 total Travel value
- 4X Points on all Travel categories for PenFed Honors Advantage Members
- 3X Points on all Travel categories
- 1.5X Points on all other purchases
- 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- Annual Fee: $95 (waived for existing PenFed Honors Advantage Members)
- Purchase Variable APR: 17.99%
- Refer to PenFed.org for Terms/Conditions