American Express® Business Gold Card
American Express® Business Gold Card
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Credit Cards»American Express Credit Cards»American Express® Business Gold Card

American Express® Business Gold Card

American Express® Business Gold Card
See Rates & Fees, Terms Apply

Partner Offer

Our rating:4.4 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

Credit Recommended (670-850)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
Earn 70,000 pointsWelcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
Reward Rates
4XGet 4X Membership Rewards® points on the 2 select categories where your business spent the most each month.
1X1X is earned for other purchases. **
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
19.49% - 27.49% Variable
Annual Fee
$295

Great for:

Business expenses. If you find yourself often reaching for your wallet to pay for business expenses, this card will allow you to earn 4X points on 2 select categories where your business spent the most each month (up to $150,000 a year).

See more of our picks for the best business credit cards.

Highlights

  • Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • Pay Over Time Option: Decide whether you want to pay eligible purchases in full each month-or pay over time with interest.*
  • *Terms Apply

Features

  • Business
    Business
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Points
    Points
  • Rewards
    Rewards
  • Travel
    Travel
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

4.4 out of 5

Our take: The American Express Business Gold Card is a solid choice for a small-business owner who wants to earn and redeem points for business or family travel.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.