- Intro Bonus
- 15,000 pointsEarn 15,000 bonus points after you spend $1,000 in your first three months.
- Reward Rates
- 7XEarn unlimited 7x total points with GM.
- 4X4x points on purchases everywhere else.
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- 0% Intro Purchase APR for 12 Months
- Regular APR
- 20.24% to 29.99% variable purchase APR based on creditworthiness. Rates as of 8/1/2023
- Annual Fee
- $0
Highlights
- Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
- Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don't expire as long as your account remains open
- Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM
- Looking for a new GM vehicle? Redeem unlimited points towards the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac
- Already own or lease a GM vehicle? Use your points toward your loan or lease payment with GM Financial, Certified Service, eligible Accessories and more
- No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply
- 0% intro APR on purchases for the first 12 months, then a variable APR of 20.24% to 29.99%
- See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score
- Terms Apply. Subject to credit approval
Staff Review
Editor's Rating: 3.9 out of 5 | Our take: This card offers a very generous rewards rate on GM spending and also on everyday purchases, but the card's restrictive redemption program doesn't leave you many options for rewards. |
All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.